(814) 853-3379

17102 Conneaut Lake Rd, Meadville, PA 16335, USA

The information on this site is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Millennial Money Management LLC disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.

Millennial Money Management LLC does not warrant that the information will be free from error. None of the information provided on this website is intended as investment, tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering. The information should not be relied upon for purposes of transacting securities or other investments. Your use of the information is at your sole risk. Under no circumstances shall Millennial Money Management LLC be liable for any direct, indirect, special or consequential damages that result from the use of, or the inability to use, the materials in this site, even if Millennial Money Management LLC or a Millennial Money Management LLC authorized representative has been advised of the possibility of such damages.

In no event shall Millennial Money Management LLC have any liability to you for damages, losses, and causes of action for accessing this site. Information on this website should not be considered a solicitation to buy, an offer to sell, or a recommendation of any security in any jurisdiction where such offer, solicitation, or recommendation would be unlawful or unauthorized.

* A custom plan is created for each and every client. Costs vary depending on complexity of planning. Please refer to Form ADV located below for more details.

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What We Do

Financial Life

Planning

Investment

Management

Small Business

Advising

Entrepreneur 

Coaching

 

Year One as Planning Client

Financial Life

Planning

We designed our planning offering around a relationship. That's why we charge using a different method. Our subscription model is a modern solution to an outdated process. Just like your Netflix accounts, for a monthly fee you get 24/7 access to your advisor, regular meetings, digital plan access, and ongoing support as necessary. No more static paper plans, hefty upfront charges, or the stress of hourly rates. Our version of financial planning is a living, dynamic plan that changes when you do. Contact us for more information or download our sample plan to see more.

Investment

Management

We started this business because we realized there was a better way to manage client money. Doing it the right way meant starting our own firm using a new model.

Here's what we do differently:

  • Utilize the entire marketplace of investment options to select what is absolutely best for our clients.

  • We NEVER use funds that have any sales charges 

  • We are relentless in using low-cost investment funds.

  • Focus on tax-efficient investment strategies

  • Build sophisticated portfolios beyond just "stocks and bonds"

  • Use state-of-the-art portfolio analytics to set data driven expectations

  • Build custom portfolios for each client specific situation

  • Send quarterly invoices so you know exactly what you are paying for

Servicing Individual and Joint Investment Accounts, Individual Retirement Accounts (IRAs, Roth IRAs), Rollover IRAs from 401k and 403b Accounts, 529 College Savings Plans and more.

How We Make Our Money

Advisors typically get paid 2 ways:

  1. They get paid upfront when they use certain mutual funds/investments in your portfolio. This happens in the form of a commission that is a part of the sales charge when you purchase a mutual fund. Did you know for mutual funds it can be as high as 5.75%?

  2. They charge an ongoing investment management fee that is withdrawn from the account periodically in perpetuity. This creates an incentive for the advisor to grow the account, earning both them and the client more money.

Here at Millennial we have decided to eliminate the conflict of interest in scenario 1, so we could offer our clients more transparent and trustworthy advice. We intentionally do not use mutual funds that have additional sales costs. Here is exactly what we charge our clients:

Total Assets Under Management -Annual Cost (Withdrawn Quarterly)*

First $50,000 - 1.50%

Next $50,00.01-$499,999.99 - 1.25%

Next $500,000.00-$999,999.99 - 1.00%

Over $1,000,000+ - 0.75% 

Not sure your portfolio is working in your best interest?

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Small Business Advising

As legal fiduciaries, we are the advisors that small businesses trust most. We specialize in employee education that goes above and beyond your typical advisor email that reads "let me know if any employees would like to meet". We stay engaged with employees through a weekly newsletter and periodic educational videos that add value to your employees. We also take the extra step to meet with every employee and provide input on asset allocation for their account. We ensure that any plan you put in place will be the right fit for the business owner as well as the employees.

 

401k & 403b

  • Fiduciary Investment Management. Specializing in super compliant plan design.

  • Plan Quoting, Consultation, and Negotiating. Through our independence we are able to work with a current recordkeeper.

  • Implementation and Conversion Management

  • Digital and In-person employee education

  • Annual fiduciary plan review

Simple IRA & SEP IRA

  • Full service administration and investment management

  • Platform provided by TD Ameritrade

  • Plan Design Consultation

  • Annual Compliance Review

  • 24/7 Advisor access and employee education

 

We get it. We've been there.  We too started our firm from scratch. As professional financial planners we know what it takes to stay on track in those start-up years. 

But we are proud to say the service is more than financial advice.

In our experience the most difficult part of being an entrepreneur is wearing ALL the hats. Not only do you need a plethora of skills but also a support team. At times entrepreneurship can be maddening, but we have navigated the waters and we can help you do the same. We are proud to be your advocate and coach whether it's building your brand, honing your sales pitch, or identifying your perfect niche.

A glimpse at what our coaching can look like:

  • 24/7 support line. Entrepreneurship happens at weird times. We're here to help keep you sane whenever your patience short-circuits.

  • Help organizing corporations and establishing tax id.

  • Financial monitoring including insurance, budget, banking and tax planning.

  • Marketing and brand consulting

  • Negotiation support 

One thing we love about this service is that the process looks different for every entrepreneur. Contact Matt and see how he can help!

Entrepreneur

Coaching